HIPAA Title Information
Title I: HIPAA Health Insurance Reform
Title I of the Health Insurance Portability and Accountability Act of 1996 (HIPAA) protects health insurance coverage for workers and their families when they change or lose their jobs. Visit the CMS website below for Title I information regarding pre-existing conditions and portability of health insurance coverage.
Title II: HIPAA Administrative Simplification
The Administrative Simplification provisions of the Health Insurance Portability and Accountability Act of 1996 (HIPAA, Title II) require the Department of Health and Human Services to establish national standards for electronic health care transactions and national identifiers for providers, health plans, and employers. It also addresses the security and privacy of health data. Adopting these standards will improve the efficiency and effectiveness of the nation's health care system by encouraging the widespread use of electronic data interchange in health care.
The U.S. Department of Health and Human Services (DHHS) develops and publishes the rules pertaining to the implementation of HIPAA and standards to be used. All health care organizations impacted by HIPAA are required to comply with the standards within two years of their adoption (see the HIPAA Standards Compliance Calendar).
Title III: HIPAA Tax Related Health Provisions
Title III provides for certain deductions for medical insurance, and makes other changes to health insurance law.
Title IV: Application and Enforcement of Group Health Plan Requirements
Title IV specifies conditions for group health plans regarding coverage of persons with pre-existing conditions, and modifies continuation of coverage requirements.
Title V: Revenue Offsets
Title V includes provisions related to company-owned life insurance, treatment of individuals who lose U.S. Citizenship for income tax purposes and repeals the financial institution rule to interest allocation rules.