What is the California Partnership for Long-Term Care

The California Partnership for Long-Term Care is an innovative program of the State of California, Department of Health Care Services in cooperation with a select number of private insurance companies. These companies have agreed to offer high quality policies that must meet stringent requirements set by the Partnership and the State of California. These special policies are commonly called "Partnership policies".

The Partnership’s mission is to provide Californians like you with affordable, quality long-term care insurance protection, so you will not be forced to spend everything you have worked for on long-term care. Additionally, the Partnership seeks to protect you from having to spend down your assets, should you use up your private long-term care benefits and need to apply for Medi-Cal assistance. Finally, the Partnership seeks to protect your assets from Medi-Cal estate recovery.

"Nursing home care in California averages about $200 a day or over $73,000 a year in 2007"

Source:  Office of Statewide Health Planning and Development and California Partnership for Long-Term Care