Cov Ntaub Ntawv Txog Txoj Cai Koom Tes
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Cov Ntaub Ntawv Txog Txoj Cai Koom Tes
- Dab Tsi Ua Rau Txoj Cai Koom Tes Tshwj Xeeb?
- Txoj Cai Koom Tes Them Nqi Li Cas?
- Leej twg yuav Cov Cai ntawm Kev Koom Tes?
- Kuv Yuav Tau Txais Kev Pab Them Nqi Koom Tes Li Cas?
- Xaiv Ib Txoj Cai Zoo
Dab tsi ua rau Txoj Cai Koom Tes Tshwj Xeeb?
Daim ntawv pov hwm kev saib xyuas mus sij hawm ntev ntawm Partnership yuav tiv thaiv koj txoj kev ywj pheej los ntawm kev ua kom koj tau txais kev them rau cov nqi saib xyuas mus sij hawm ntev thiab tswj koj lub meej mom los ntawm kev ua kom koj tsis tas yuav vam khom lwm tus rau koj cov kev xav tau kev saib xyuas.
Daim ntawv pov thawj koom tes kuj muaj ib qho tshwj xeeb. Qhov feature no yog "kev tiv thaiv khoom vaj khoom tsev tas mus li". Qhov no ua kom ntseeg tau tias cov nuj nqis saib xyuas mus sij hawm ntev uas loj heev yuav tsis ua rau koj pluag txawm tias koj tsis muaj cov txiaj ntsig pov hwm lawm los xij. Qhov ntawd yog ib yam dab tsi uas lwm cov cai pov hwm kev saib xyuas mus sij hawm ntev tsis muab.
Nov yog qhov tshwj xeeb no ua haujlwm li cas, thaum koj xav tau kev saib xyuas koj daim ntawv pov hwm kev saib xyuas mus sij hawm ntev uas tau pom zoo los ntawm Partnership them rau koj qhov kev saib xyuas ib yam li lwm daim ntawv pov hwm kev saib xyuas mus sij hawm ntev zoo yuav them; tab sis, tsis zoo li daim ntawv pov hwm uas tsis yog Partnership ib txwm muaj, txhua duas las uas koj daim ntawv pov hwm Partnership them tawm ua cov txiaj ntsig tso cai rau koj khaws ib duas las ntawm koj cov cuab tam yog tias koj xav tau thov rau Medi-Cal cov kev pabcuam.
Rau feem ntau ntawm koj, cov txiaj ntsig ntawm daim ntawv pov hwm Partnership yuav muab txhua yam kev saib xyuas uas koj yuav xav tau. Tiamsis koj yuav tsis tas yuav pluag yog tias koj tsis muaj cov txiaj ntsig pov hwm lawm thiab tseem xav tau kev saib xyuas. Koj tuaj yeem thov Medi-Cal kom tau kev pab them cov nqi ntawm koj txoj kev saib xyuas txuas ntxiv mus thiab tsis tas yuav "siv" koj cov nyiaj khaws cia mus txog qib kev txom nyem. Txhua duas las uas koj daim ntawv pov hwm Partnership them rau koj cov kev kho mob raug tiv thaiv los ntawm Medi-Cal cov cai "siv nyiaj tsawg". Tej zaum koj yuav tau siv ib feem ntawm koj cov nyiaj tau los los them rau tus nqi kho mob ntawm koj, tab sis cov cuab tam uas koj tau tiv thaiv los ntawm kev yuav daim ntawv pov hwm Partnership tseem yog koj li, rau koj thiab koj tus txij nkawm siv lossis tso rau cov neeg koj hlub.
"Txhua lub sijhawm muaj ib lub tswv yim los uas muaj qee qhov tsim nyog tiag tiag." Lub Koom Haum California yog ib qho piv txwv zoo.
Tau los ntawm: Senior World, Lub Kaum Hli, 1994
Txoj Cai Kev Koom Tes Ua Haujlwm Tus Nqi Li Cas?
Daim ntawv pov hwm kev koom tes raug nqi kwv yees li qub lossis tsawg dua me ntsis dua li lwm cov ntawv pov hwm uas muab kev pab zoo sib xws. Tab sis cov cai ntawm Kev Koom Tes suav nrog kev tiv thaiv cov cuab tam mus tas li thiab kev nkag mus rau cov kev pabcuam Medi-Cal yog tias koj xav tau lawv - qhov txiaj ntsig ntxiv uas tsis muaj nqi ntxiv.
Vim yog qhov kev tiv thaiv cov cuab tam ntawm Partnership, koj tsis tas yuav txhawj tias koj yuav tsis tau txais cov txiaj ntsig pov hwm thiab siv cov nyiaj khaws cia uas koj xav tias yuav tiv thaiv los them rau cov kev xav tau kev saib xyuas tas mus li. Qhov kev tiv thaiv cov cuab tam no ua rau koj yuav tau cov ntawv pov hwm uas muaj kev pov hwm sib npaug rau cov cuab tam uas koj xav tiv thaiv txij li kwv yees li $ 47,000 mus txog rau tag nrho koj cov cuab tam - nrog kev paub tseeb tias cov cuab tam no raug tiv thaiv mus tas li, txawm tias koj cov kev xav tau kev saib xyuas mus sij hawm ntev npaum li cas los xij. Yog tsis muaj daim ntawv pov hwm Partnership, koj tsuas yog tuaj yeem ua tiav kev tiv thaiv cov cuab tam mus ib txhis los ntawm kev yuav kev pov hwm mus ib txhis ... qee yam uas feem ntau cov neeg tsis tuaj yeem them taus. Qhov kev tiv thaiv ntxiv thiab kev thaj yeeb nyab xeeb no tsuas yog los nrog kev yuav daim ntawv pov hwm Partnership xwb. Txhua lub tuam txhab pov hwm uas muab cov ntawv pov hwm Partnership muaj nws tus nqi them ua ntej. Txawm li cas los xij, thaum koj yuav kev pov hwm, koj cov nqi them yuav pheej yig dua. Qhov ntawd yog ib qho laj thawj zoo rau kev yuav ua ntej. Txhua txoj kev npaj so haujlwm yuav tsum xav txog seb koj yuav them rau koj qhov kev saib xyuas mus sij hawm ntev li cas.
Leej Twg Yuav Cov Cai Kev Koom Tes
Thaum lub sijhawm 4. Lub peb hlis xyoo 2010 (Lub Kaum Hli - Lub Kaum Ob Hlis), cov neeg yuav daim ntawv pov hwm kev koom tes muaj cov yam ntxwv hauv qab no:
| Cov Ntaub Ntawv Txog Cov Neeg Yuav Khoom | Lub Peb Hlis no | Kev Paub Tag Nrho |
|---|---|---|
| Hnub nyoog: Hnub nyoog nruab nrab Nruab nrab ntawm 55 thiab 74 xyoo Lwm hnub nyoog | 59 70% 30% | 59 68% 32% |
| Tub los ntxhais: Txiv neej Poj niam | 40% 60% | 41% 59% |
| Txij Nkawm: Sib Yuav Tsis Tau Sib Yuav | 72% 28% | 70% 30% |
| Hom Txoj Cai: Tsuas Yog Chaw Ua Haujlwm Uas Muaj Kev Pabcuam Tag Nrho Xwb | 99% | 96% 4% |
| Hom Kev Yuav Khoom: Kev Yuav Khoom Zaum Ib Kev Hloov Kho Tshiab Kev Hloov Kho Tshiab | 98% 2% | 96% 1% 3% |
Cov neeg yuav khoom no qhia txog cov kev nyiam hauv qab no thaum lub sijhawm uas lawv tau yuav:
| Txoj Cai Ntev | Lub Peb Hlis no | Hnub Nyoog Nruab Nrab ntawm Tus Neeg Yuav Khoom | Kev Paub Tag Nrho Los Ntawm Lub Sijhawm Txoj Cai |
|---|---|---|---|
| Ib Xyoos | 3% | 62 | 6% |
| Ob Xyoos | 23% | 60 | 20% |
| Peb Xyoos | 30% | 58 | 25% |
| Plaub Xyoos | 26% | 58 | 21% |
| Tsib Xyoos | 3% | 55 | 3% |
| Rau kaum xyoo | 6% | 56 | 4% |
| Lub Neej Tag Nrho* | 9% | 53 | 21% |
* Tsuas muaj txij li lub Kaum Hli Ntuj xyoo 1998 los xwb.
Zuag qhia tag nrho, koj tuaj yeem hais tias thaum lub sijhawm thib 4. Nyob rau peb lub hlis twg ntawm xyoo 2010, tus neeg yuav daim ntawv pov hwm Partnership nruab nrab yuav yog ib tug poj niam hnub nyoog 59 xyoo uas tau sib yuav thiab tab tom yuav daim ntawv pov hwm kev saib xyuas mus sij hawm ntev thawj zaug thiab yuav daim ntawv pov hwm Comprehensive (Residential Care, Nursing Home, Home Care) nrog kev pov hwm 2 txog 4 xyoos.
Cov neeg tuav pov hwm uas tau tsim nyog rau cov txiaj ntsig thiab tau siv lawv cov txiaj ntsig pov hwm qhia txog kev siv thiab kev nyiam ntawm cov txiaj ntsig hauv qab no:
| Hom Kev Pabcuam | Lub Peb Hlis no | Kev Paub Tag Nrho |
|---|---|---|
| Chaw Saib Xyuas Neeg Mob (Tsev Saib Xyuas Neeg Mob) | 5% | 8% |
| Chaw Nyob Pabcuam/RCFE | 26% | 23% |
| Cov Kev Pabcuam Pabcuam Kev Noj Qab Haus Huv Hauv Tsev | 21% | 16% |
| Kev Pab Kho Mob Hauv Tsev | 2% | |
| Kev Saib Xyuas Neeg Mob | 3% | 8% |
| Kev Saib Xyuas Tus Kheej | 27% | 22% |
| Tus neeg saib xyuas tsev (tsis yog tus kheej saib xyuas) | 5% | 2% |
| DME (Cov Khoom Siv Kho Mob Siv Tau Ntev) | 3% | 1% |
| Kev Pab Thaum Muaj Xwm Ceev Rau Tus Kheej | 1% | 1% |
Lus Cim: Cov Kev Pabcuam Tswj Xyuas Kev Saib Xyuas thiab lwm yam kev pabcuam uas muaj tsawg dua 1% ntawm kev siv thaum lub sijhawm peb lub hlis tsis suav nrog. Yog li ntawd, cov feem pua tsis sib npaug 100%.
Kuv Yuav Tau Txais Kev Pabcuam Kev Koom Tes Li Cas?
Cov ntawv pov hwm kev saib xyuas mus sij hawm ntev ntawm kev koom tes tsuas yog muag tau los ntawm cov tuam txhab pov hwm xaiv tsa uas ua tau raws li cov qauv tshwj xeeb uas Lub Xeev tau tsim. Cov tuam txhab no tau teev rau koj nyob rau hauv qab lub npe ntawm Cov Ntaub Ntawv Txog Lub Tuam Txhab Kev Pov Hwm ntawm nplooj ntawv tseem ceeb ntawm Cov Ntaub Ntawv Txog Tus Neeg Siv Khoom.
Cov ntawv pov hwm kev saib xyuas mus sij hawm ntev ntawm kev koom tes tsuas yog muag los ntawm cov kws tshaj lij pov hwm uas tau txais daim ntawv tso cai thiab tau ua tiav kev cob qhia tshwj xeeb uas Lub Xeev California xav tau. Daim ntawv pov hwm kev koom tes, nrog nws qhov tshwj xeeb kev tiv thaiv cov cuab tam tas mus li lav tias koj yuav tsis raug yuam kom siv txhua yam koj tau ua haujlwm rau kev saib xyuas mus sij hawm ntev.
Kev Koom Tes Tau Tshem Tawm Kev Kwv Yees Tawm Ntawm Kev Xaiv Txoj Cai Zoo
Muaj ob hom cai ntawm Kev Koom Tes: Ib txoj cai ntawm qhov chaw xwb uas them rau kev saib xyuas hauv ib qho chaw (tsev laus thiab chaw saib xyuas neeg mob) lossis ib txoj cai dav dav uas them rau kev saib xyuas hauv tsev, hauv zej zog, thiab hauv tsev laus thiab chaw saib xyuas neeg mob.
Koj xaiv qhov nyiaj pab them nqi uas koj xav tau. Cov cai lij choj muab kev pov hwm txij li ib xyoos mus txog tsib xyoos lossis tas ib sim neej. Yuav kom paub tseeb tias koj xaiv qhov kev pov hwm zoo, txhua txoj cai ntawm Kev Koom Tes suav nrog: Kev tiv thaiv kev nce nqi tsis siv neeg kom ntseeg tau tias koj cov txiaj ntsig ua raws li tus nqi kho mob nce siab;
- Kev tiv thaiv kev nce nqi tsis siv neeg kom ntseeg tau tias koj cov txiaj ntsig ua raws li tus nqi kho mob uas nce siab;
- Ib qho deductible uas yuav tsum tau them ib zaug xwb hauv koj lub neej;
- Kev saib xyuas kev sib koom tes los pab koj hauv kev npaj thiab kev ruaj ntseg cov kev pabcuam uas koj xav tau thiab xav tau;
- Kev zam cov nqi them thaum koj tau txais kev saib xyuas hauv tsev laus lossis chaw saib xyuas neeg mob; thiab
- Kev hloov pauv txoj cai tau txais txiaj ntsig kom kev saib xyuas tuaj yeem hloov kho kom tau raws li koj tus kheej xav tau.