Brochures
California Partnership for Long-Term Care
Before You Buy
The California Partnership for Long-Term Care (LTC) is an alliance between the State of California’s Medi-Cal Program, private long-term care insurance companies, and you–Californians interested in planning for your own, or a loved one’s, potential long-term care needs.
What Happens When Long-Term Care Costs Rise?
Protecting your benefits against inflation is one of the most important features you can have in a long-term care policy. You may hesitate to purchase inflation protection since it adds significantly to a policy’s cost. Yet without it, years from now you may find yourself needing long-term care, and owning a policy the benefits of which have not kept pace with the increasing cost of services.