You and your baby can get health coverage during your pregnancy - and one year after.
Medi-Cal Access Program
The Medi-Cal Access Program (MCAP) helps pregnant individuals who can’t afford health coverage.
Coverage
MCAP covers medical, vision, and dental services, prenatal care, hospitalizations, mental health, prescriptions, and more.
The coverage is free throughout pregnancy and for one year after pregnancy.
Eligibility
To be eligible for MCAP you must be:
- Pregnant
- A California resident
- Immigration status doesn’t matter.
- Not covered by any other health insurance plan, or have a plan that:
- Does not cover maternity services,
- Has a maternity-only deductible or copayment greater than $500.
- Within the MCAP income eligibility guidelines
- Monthly income must be between $5,325 and $8,050 in 2023 for a family of four.
Eligibility continues for 365 days after the pregnancy ends, no matter how it ends, or if income increases.
MCAIP Covers Your Baby
- Babies born to
individuals on MCAP are eligible for the Medi-Cal Access Infant Program (MCAIP).
- Your baby's health coverage begins on the date of birth.
- Coverage is guaranteed for the first year and can last up to two years.
- MCAIP covers well-baby visits, immunizations, hospital stays, and more.
