Changes are here! |
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Starting January 1, 2024, assets will no longer be counted to determine Medi-Cal eligibility!
Frequently Asked Questions:
What are assets?
Assets are things you own, which can be counted for Medi-Cal eligibility. These items include bank accounts, cash, second vehicles and homes, and other financial resources. Please see below for examples.
Do assets include monthly income?
No, assets are things you own, and do not include income, such as social security and retirement payments or monthly income.
Did the types of assets that are counted change?
No, the types of assets that count for Medi-Cal have not changed, just the limit. Please see below for examples.
Examples of Asset Types
Bank Accounts
| Retirement funds (like IRAs) if you are taking the minimum Monthly Distribution
|
Cash
| Tools necessary for work
|
2nd Vehicles
| Primary Vehicle
|
2nd Homes
| Primary Home (where you live)
|
What are the current asset limits?
The asset limits are $130,000 for one person and an additional $65,000 for each additional family member. Please see below for more information.
Asset Limits as of July 1, 2022
| 1 person | $130,000 |
| 2 people | $195,000 |
| 3 people | $260,000 |
| 4 people | $325,000 |
| 5 people | $390,000 |
| 6 people | $455,000 |
| 7 people | $520,000 |
| 8 people | $585,000 |
| 9 people | $650,000 |
| 10 people | $715,000 |
What are the former asset limits?
The former limits were $2,000 for one person, $3,000 for a couple, and an additional $150 per additional household member (up to 10).
Who do these new asset limits apply to?
These asset limits apply to people who have Medi-Cal or want to have Medi-Cal, and those who are aged, blind, or disabled. Please see below for a list of some of the main programs which have asset limits.
Medi-Cal Programs with Asset Limits
| Aged, Blind, and Disabled Federal Poverty level Program | For people who are over 65 years old, disabled, and/or blind. This program is free.
|
| 250% Working Disabled Program | For people who are disabled and also working. |
Long-Term Care
| For people who are living in a long-term care facility. |
| Medically Needy with a Share of Cost | For people who are over 65 years old, disabled, and/or blind. This program has a monthly cost.
|
| Medicare Savings Programs | For people who get Medicare. These programs help pay for Medicare costs, like copays and premiums.
|
What should I do if I think this change applies to me?
You can contact your local county office to see if these changes apply to you. If you are not currently on Medi-Cal, the county can help you apply. Find your
local county office.
Need help now?
For information on Medi-Cal, the below are qualified resources:
- For health benefits help:
- For information on Medi-Cal Renewals:
- To find your local Medi-Cal office:
- For local help:
For additional Information:
Contact Us
For all other questions related to the asset limit increases, please feel free to contact DHCS at
assetlimitchanges@dhcs.ca.gov.
