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Premium Increases

California Partnership for Long-Term Care

​Recently, some consumers received letters regarding a rate increase in their Partnership long-term care insurance policies. We understand that you may have some questions and concerns.

​“I thought Partnership policies were regulated against rate increases.”

The California Department of Insurance (CDI) approves all premium increases for long-term care insurance policies sold in California, including the California Partnership for Long-Term Care (Partnership).  California Code of Regulations state the CDI shall not approve a premium increase over forty percent on Partnership policies or certificates.  The approved increase must be spread equally over three years. 

​​​Who can I talk to about my policy?

  • ​Your agent is your first line of support.
  • Contact the insurance company. 
​Genworth Consumer Line: (800) 419-0401

We encourage you to discuss your options with your financial advisor or a member of Genworth’s Customer Service Team by calling 1-800-419-0401 before making a decision. For additional information regarding premium increases, we encourage you to visit Genworth LTC Insurance Premium Increases​ FAQs.

John Hancock: (844) 272-7842

Contact John Hancock with any questions. Visit the John Hancock Info Center or contract customer services representatives at (844) 272-7842, Monday through Friday from 8:00 a.m. - 6:00 p.m. Eastern Time. The TTY number for the hearing impaired is (800) 555-5421.

New York Life Customer Care Team: (800) 890-7798

If you have any questions, please contact your agent, or the New York Life Customer Care Team, Monday through Friday, 8 am to 6 pm Central Time.

MetLife Consumer Line: (888) 285-8140

If you have any questions, please call your agent, or the MetLife Customer Service team at 888-285-8140, Monday through Friday. 

Transamerica: (866) 311-2048

You may reach Transamerica Customer Service Representatives at (​866) 311-2048, Monday through Friday, during normal business hours. Additional representatives will be available between 4:00 pm. and 8:00 pm. ET to respond to questions about the premium increase. You may also reach Transamerica through their website.

Health Insurance Counseling and Advocacy Program (HICAP): (800) 434-0222

The Health Insurance Counseling and Advocacy Program (HICAP) provides health insurance counseling to senior California residents free of charge. You may reach HICAP at (800) 434-0222, or refer to the HICAP office in your county.

California Department of Insurance: (800) 927-4357

If you are a consumer or member of the public with an insurance inquiry or a complaint, please call the Consumer Hotline 1-(800) 927-4357, or visit the department's Getting Help page. 

For a list of current companies participating with the California Partnership for Long-Term Care:
Partnership-certified companies



Last modified date: 12/20/2023 5:29 PM