Important Information for Subscribers of the Major Risk Medical Insurance Program
As of January 1, 2025, per Senate Bill 159, health insurance coverage through the California Major Risk Medical Insurance Program (MRMIP) is no longer be available. This means coverage under MRMIP has ended as of 12/31/2024, but other health insurance options may be available. To explore these options, contact Covered California for assistance with applying for coverage, finding health plans, determining eligibility for financial help, or exploring Medi-Cal. Visit https://www.coveredca.com/ or call 800-300-1506 (TTY 888-889-4500), Monday through Friday, 8 a.m. to 6 p.m. PT. You can also call the Major Risk Medical Insurance Program at 1-800-289-6574 to speak with a representative.
Major Risk Medical Insurance Program
Major Risk Medical Insurance Program (MRMIP) provides health insurance for Californians unable to obtain coverage in the individual health insurance market because of their pre-existing conditions. Californians qualifying for the program participate in the cost of their coverage by paying premiums. The State of California supplements those premiums to cover the cost of care in MRMIP. Tobacco tax funds currently subsidize the MRMIP.
Qualifications:
- California resident.
- Cannot be eligible for both Part A and Part B of Medicare, unless eligible solely because of end-stage renal disease.
- Cannot be eligible to purchase any health insurance for continuation of benefits under Cobra or CalCobra
- Unable to secure adequate coverage
Because of funding limitations, MRMIP does sometimes have a waiting list. For more information on whether there is a waiting list or to request a copy of the MRMIP Application and Handbook, please call toll-free 1-800-289-6574.
You can download an application and handbook at
MRMIP Application and Handbook.
